I thought that unless your HD was a transient zone which billions of bytes passes through on a daily basis, there was no real need for regualr formatting?????
Also, I have had a few trojans in my time and losta fair amount of data through carelessness and lack of security....I now stick with Macafee and Zone Alarm Pro. But also I have the WIndows Defender program...
Security must be set to what you need...From my own limited understanding I assume that wireless connexions are the most insecure...But then again even if you are in a shared house on a network router..let's say ethernet...then theoretically a housemate could plant something like a sniffer on the router or somewhere in the loop and everything you access/down/upload could be recorded by this housemate....not a comforting thought for some-like myself- who has um..shall we say a depraved mind???...
ahh the security issues with PCs are endless, interesting but ultimately a little too inorganic for my mind to fully comprehend in great detail....
I am happy to explain to anyone precisely what I know.Just find me on msn or send a PM....